Make your everyday spending pay off.
14 luglio 2026
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5 min di lettura
We all know this moment: You need something, open your browser, search for a product and click «Order». It’s quick, convenient and has become part of everyday life. But before you buy, there is one small step that can make a difference:
A quick look at poinz.
Whether it’s a flight with SWISS, a gadget from MediaMarkt or your next JUST EAT order – with hundreds of partner brands, poinz gives you back a part of what you spend. Not as points, but as real money in Swiss francs. Money that would otherwise simply be left on the table.
Here’s an example: If you spend around CHF 1500.– per month on everyday purchases and receive an average of 3% back, that adds up to around CHF 540.– per year. Money you save along the way – enough for a great dinner, a weekend getaway or a new tech gadget.
Is cashback really worth it?
Yes! Cashback is not a lottery win – but over time, it can really add up. For example:
✈️ Your flight to New York with SWISS: CHF 25.– saved
🛋️ Your new IKEA sofa: CHF 12.– saved
👟 Your new sneakers from Zalando: CHF 8.– saved
🛒 Your weekly grocery shop at Lidl: CHF 3.– saved
A single purchase might not seem like much. But over a year, these small amounts can add up to a meaningful sum – money you would otherwise have missed out on.
Just like you may already have the habit of scanning your Cumulus card at the Migros checkout or checking online reviews before buying something, a quick look at poinz can become part of your shopping routine.
The biggest misconception: To earn cashback, you don’t need a poinz credit card or any subscription. All you need is a valid email address and two minutes to create your free poinz account.
So what’s the catch?
There isn’t one. No fees, no extra charges and no subscription.
Like any digital purchase, certain information is needed to correctly track your order and make sure your cashback reaches you. Shops may see things like which link you came through or which products you are interested in – this is a normal part of online shopping today.
Brands use these systems to reach customers more effectively. Every year, they invest significant amounts in marketing, and part of this budget goes into partnerships like poinz.
Our goal is not to sell your data or encourage you to spend more. We treat your data confidentially and responsibly. Instead, we want to give you a real benefit from your everyday spending. Because we believe that when brands invest in reaching customers, part of that value should come back to you.
Your cashback guide
Online cashback
Shop, book or order online as usual – the only difference is that you start your purchase through poinz.ch or the poinz app. Cashback can often even be combined with discounts from your favourite brands: 20% summer sale + 10% cashback = 30% saved.
Digital voucers
poinz digital vouchers work just like regular vouchers. The difference: You receive cashback on top – with no extra cost and without reducing the value of the voucher. They are perfect if you already shop with a partner brand, have recurring payments or are planning a larger purchase.
;Find your favourite brands on poinz.ch or in the poinz app.
poinz credit cards
With the poinz cashback credit cards, you earn up to 3% cashback every time you tap, swipe or check out. CHF 0.– annual fees – not just in the first year, but every year. And the best part: You can combine benefits. Pay through poinz and use your poinz credit card for the same purchase to earn even more cashback.
In-store cashback
Cashback doesn’t only work online – you can also earn it directly at selected partner stores. Activate your preferred payment methods (credit/debit card or TWINT) in your poinz account and earn cashback automatically when shopping at participating brands.