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poinz credit cards

Cashback. Always and everywhere.

With the free poinz credit cards, you receive up to 1% cashback. Worldwide.

Apply for cards

It's that simple:

1

Apply for credit cards

Click on the «Apply for free credit cards» button and you can apply for the cards online within a few minutes.

2

Always collect cashback

With your poinz credit cards you receive up to 1% cashback for every purchase - worldwide. The cashback is shown in your poinz account on a daily basis. Discover numerous ways to collect even more cashback at poinz.ch and in the poinz app.

3

Redeem your poinz balance

Use your accumulated balance in the poinz ecosystem to purchase digital vouchers from top brands such as Apple, Zalando or IKEA and receive cashback again. Alternatively, you can just transfer your balance to your bank account.

You have no costs

Benefit permanently from the free credit cards with CHF 0 annual fee - even in the following years.

Kosten

Receive cashback worldwide

With the poinz American Express you always receive 1% and with the poinz Visa 0.25% cashback on every transaction - worldwide. In the first three months, the cashback is even 3% for your poinz American Express (up to a maximum amount of CHF 100). The cashback will be credited to you on a daily basis in the poinz app.

poinz Push EN

The most popular credit card in Switzerland

Shortly after the launch in spring 2022, poinz credit cards were named four-time test winner by the independent online comparison service moneyland.ch. Since then, we have been on the road to success and have now won the comprehensive and independent study by Statista R with the renowned media brands Handelszeitung and PME for the second time. Convince yourself of the test winner 2025 in the categories «Top credit cards without annual fee» and «Top credit card loyalty & bonus programs» and benefit with every purchase.

Moneyland, Become Wealthy, PME Handelszeitung

All you need to know

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